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Imperfect Credit: Looking beyond the numbers

Apply for refinance, home 

equity, debt consolidation or any loan you need, today!

Are you concerned that credit problems will keep you from buying a new home?

American Mortgage Specialists' loan analysts are trained to look beyond the numbers and credit reports. Even if you've had a bankruptcy or foreclosure in the past, we have zero-down, interest only, and 100% purchase programs--traditionally available only for buyers with perfect credit.

Do you have one or more of the following credit issues?

  • Bankruptcy or foreclosure. Even if you're just 1 month out of bankruptcy, we have loan programs available.
  • Turned down by other lenders. Flexible product guidelines let us fit your individual needs.
  • Hard to prove income. If you're self-employed or own a cash business, we have home loans that don't require traditional income documentation.
  • Too much existing debt. Most lenders will turn you down if they think you have too much debt--but American Mortgage Specialists can help make it work.
  • Medical bills, collections, legal judgments or late mortgage payments. We understand that life is not perfect--and that each buyer deserves consideration of their current situation, not just their past.

Put yourself on track for better credit: Complete our Quick App or call one of our loan analysts at 1-866-385-5450, 9 a.m. to 9 p.m. Mountain Standard Time, today!

Apply here today. Ask about our Hot Loan Options!


Ready to remodel? American Mortgage Specialists can enhance your budget with a home equity loan!

Today's Hot Option Loans:

5 Year Fixed Payment, rate starting at 1.75%.

10 Year Fixed Payment as low as 3.95%.

Lower payments even more with 40 year loan.


Click here to get started.

Apply for refinance, home equity, debt consolidation or any loan you need, today!

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