Bad Credit Mortgages

Bad credit can happen to anyone. At American Mortgage Specialists, we know that all it takes is an unexpected medical bill, an unforeseen car repair, or a few late bills, and suddenly you have bad credit. What's more, most of the negative items on your credit report remain on there for seven years or more.

But missing some payments or being hit with a family illness shouldn't mean you can't purchase a home to live in. That's why, at American Mortgage Specialists we specialize in giving loans to people with bad credit, no credit, or who are unable to verify income. With us, you have peace of mind knowing that we'll loan you money to purchase or refinance your home. Even if you have had a bankruptcy, we still have loan options that can work for you.

By obtaining a loan through American Mortgage Specialists, you'll have the option of borrowing extra so you can start over on your credit. If it's a refinance, consider using the loan for bill consolidation or to get back some extra cash. Use the money for home repairs, a vacation, or to catch up on other payments.

If this is your first home mortgage, it's a chance to clean up your credit. By making payments on time you can get credit rating back on track in no time. Let one of our loan analysts show you how. Phone our offices at 1-866-385-5450, 9 a.m. to 9 p.m. MST, email info@amsaz.com, or fill out our Quick Application.